Our story

The assets we manage for our pension funds and their 4.8 million participants in total represented a value of approximately 569 billion euros (December 2023). We are quite proud of that. It is our ambition to achieve attractive investment returns for our customers in a responsible way. So that we can always ensure a good and affordable pension in a sustainable world. For current and future generations. 


APG is a pension provider that looks not only at financial returns, but also at making a contribution to society as a whole. We focus on aspects such as solidarity between generations, sustainability, values, diversity, the climate, and digitalization. Because pensions are ultimately about people, about life, and about living together in society. What good is a great pension if the world around you has become unlivable? 


We at APG want to make a real difference day after day. So that you, your parents, and your children will be able to rely on a good income. Today, tomorrow, and beyond. 

Scale to make a difference 

We pursue an active investment policy for our funds. By managing the assets our pension fund clients entrust to us in this way, and given the scale of assets we manage, we have the influence to put responsible investment into practice. To truly make a difference. Being one of the world’s largest pension investors empowers us to set more requirements and, where necessary, get companies to comply with sustainability criteria. And so that is exactly what we do.  



Our Asset Management unit employs over 700 highly educated and highly experienced investment professionals. We have a dedicated group of specialists covering every asset class. As a result, we have the in-house expertise to be able to manage approximately 75% of our assets internally. This, in turn, allows us to operate very cost-efficiently. 


Index products for smaller funds’ sustainability ambitions 

APG also currently supplies index products that match the sustainability ambitions of Dutch pension fund clients and are actively managed by us. Although APG is and remains an active investor, in this way we can meet the wishes of smaller pension funds by being able to implement their sustainable & responsible investment policy in a cost-effective manner. 


Local investment expertise 

We have a global presence, with APG offices in Amsterdam, Heerlen, Brussels, New York, and Hong Kong, as well as satellite sites in Singapore and Shanghai.